Archive for the 'Buyer Info' Category

8 Steps to Becoming a Real Estate Agents

Digital Image by Sean Locke Digital Planet Design www.digitalplanetdesign.comGet a great Education

  • Make sure that the education you are receiving is going to be respected among your colleagues. Also, the more educated you are about real estate, the more clients you will obtain. Once you begin to receive clients, more and more listings will start rolling in, along with more money.

Obtain your license

  • Once you have graduated, you need to get your license. Make sure you follow the correct requirements for the state you will be practicing in. Each state is different, so you must make sure you pay great attention to these details.

Save Money to get Started

  • In real estate, the money is strictly commission based, so make sure you put enough money away before you begin your career in real estate. There are also many start-up fees that come along with becoming a real estate agent. Some of these costs include:
    • Licensing fees and courses
    • Board of REALTORS membership dues
    • Business expenses (phone, computer, etc.)

Realtor or real estate agent?

  • Did you know that there is a difference between a real estate agent and a realtor? Well, there is! In order to claim the title “realtor”, you must join the National Association of Realtors. This is done by choosing an affiliated brokerage and attending a certain number of meetings near your location.

Choose the right real estate office for your personality and needs

  • Now, it is time to choose your home for the next set of years. Make sure this facility fits into your personality. You want to make sure you are going to get along with your co-workers, but mostly you need to make sure it is exactly what you were looking for in your workplace. Because you will be here for a while, you need to make sure you will be happy all around!

Learn about the market you are in

  • If you are a good real estate agent, you will be able to price homes appropriately. You will want to do some research around the area and see what other houses that are similar are going for and help them establish a competing price. You will need to do your homework. This takes time and effort. Learn all you can about the neighborhood you are working with.

Build a client portfolio

  • This part is the most important part of the business. You need to ask for referrals and stay in touch with former clients to keep you in the game. If you are good at what you do, your clients will help you grow your client portfolio by word of mouth. That type of advertising is the best there is.
  • One thing you might want to consider is creating an online portfolio that includes information about the properties for Sale/Sold, an about page, buyers, sellers, and any additional resources you can think of that will help you grow you client portfolio.

Never stop learning

  • Make sure you keep attending seminars and training sessions. These will help grow your knowledge in real estate and become a better agent. This field is always changing, so it is important to stay on top of these new changes. You can find many different seminars and training sessions by asking fellow agents or joining a real estate association that sends out these opportunities regularly.

If you are in need of a real estate agent to help you find your Denver home, contact Matt Kuchar from The Kuchar Team at 303-710-3810.

The Advantages of Buying a Home over Renting a Home

rent-versus-buyIt can be a difficult choice deciding whether to rent or buy a home. Overall, I believe that it is far more valuable to buy a home. Some people do not know the advantages of buying a home over renting a home. There are many different reasons as to why that is. Below, I have identified 8 different advantages of buying a home over renting one.

Feeling Secure

When you own a home, you have a sense of security knowing that you are the only ones with the keys. Your home is a safeguard against inflation.


You are acquiring a major possession over time by paying your mortgage. Instead of renting, you get to feel a little closer to owning your home each time you make a payment. The permanent improvements that are made on your home enhance your way of living and the value of your home will go up. For example, the garden that you plant will increase its value

Tax Deductible Advantage

Portions of your real estate tax and interest on your mortgage may be deductible from your income tax, depending on your situation. The best way to figure this out is to speak with your accountant and see what benefits you will have from home ownership.

Saving Money

In the long run, buying will be cheaper. In the first few years, renting will most likely be cheaper, but overtime the interest part of your payment should be lower than renting.


For most people, they feel a sense of pride in owning a home. This is a feel good reason, but is usually true with most people. You will feel very accomplished when you own a home.

Steady Payments

When you rent, you always run the risk of your rent going up, but with a fixed rate loan, you can set your payment and keep it there.

Good Credit Opportunity

If you want to apply for other loans along the road, owning a home will make it much easier. You will be able to build equity overtime. Credit card companies usually favor homeowners. It shows that you have a sense of responsibility.


When you own a home, you can decorate and do whatever you want to your home, whereas when you rent a home, you have to ask the landlord for permission.

I hope that these advantages have helped you come to a more solid conclusion to buy a home instead of rent one. If you need help finding your Denver home, contact The Kuchar Team at 303-710-3810!

Real Estate Tips for 2013

Real Estate Tips for 20132013 has shown to be a promising year. With real estate movements up, demand is starting to finally catch up with the supply and there have been significantly fewer distressed properties weighing down the real estate system. The real estate market is beginning to thaw out so with a new year upon us, here are some real estate tips for 2013.

Stop Waiting

For those good credit buyers who are currently waiting for the bottom of the market, heads up, it’s already passed. But the good news is that home and interest prices are still very low. For sellers who are currently waiting for market improvements, it’s here! So if possible, get ready to jump back into the game. The rules have changed though. Lenders are currently wanting buyers to put a little more into the game so expect to make a higher down payment than those before. Do note that sellers will more than likely discover that buyers are having a harder qualifying for mortgages.

Buyer Qualifications

Save your time and potential money. Make sure all of your buyers are pre-approved. This means they’ve already had their credit and employment checked and they know how much they can borrow. You should have your agent call their loan officers. Those who are serious will find this acceptable as it shows they are ready to buy.


Almost the entirety of home searches begin online. Be wary of bad qualify photos. Consider hiring a professional photographer or videographer to create the best presentation of your home. Think about how to capture the different seasons. When in winter, show how the sun shines down onto the snow. In the spring, show your blooming blossoms. Summer shots could show your shimmering pool or beautiful lawn. Show off those vibrant autumn leaves. Always make sure to think vividly, not deceptively. Photos should always accurately show the true depths. Interiors should be right and uncluttered and highlight the absolute best outdoor views. Debate removing some of your furniture for your photos and brighten up any dark rooms.


Sometimes a remodel can help you sell your home but these days it rarely pays for itself. The average remodeling payback has dropped from about 82% down to 57%. Unless your home is a complete disaster, only focus on the smaller things. Sellers will often underestimate the large positive impact from simple home improvements such as repainting or minor fix-ups.

Your Team

Before selecting your team, check out your potentials at the BBB or Angie’s List. Interview at least three different real estate agents, appraisers, title company, and if needed, an attorney, surveyor, or energy auditor. Read their reviews wisely.

Be Logical

Never use false hope. Make sure to price your home correctly from day one. Pricing needs to be based on comparable sales, neighborhood market trends, and an up-to-date appraisal. Never have a bloated price tag. Lower your price if no serious offers come through after the first 30-45 days

We’re working hard on the economy and are all very determined to pull out of our recession. With the home market improvement, this is the first step forward. If you’re looking to purchase a home in the Highlands Ranch area, contact The Kuchar Team today, your Highlands Ranch realtor!

Rightsizing Your Housing

A Personal Perspective

About two years ago we had a huge six bedroom four bath house that met our needs well with three teenagers and a constant flow of their friends visiting etc.  We loved our big house with mountain views, finished basement and large yard and felt very comfortable there with plenty of friends in the neighborhood.  We realized looking ahead that our housing and financial needs would change in coming years and began to make plans for a transition.  Those plans anticipated an increase in expenses as our children entered college along with a decreased need of housing space as they moved out.  We now live comfortably in a three bedroom three bath home about half the total size we once had and couldn’t be happier.

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Market Sizzles as Summer Winds Down

Despite the anticipated seasonal slowdown usually expected toward the end of summer, the home market remains hot, with Metrolist reporting that the average days on market (DOM) is around 65 days. Just think: in a few months from now, your home could have a SOLD sign in the front yard.

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